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SARASWAT Capital Service Pvt Ltd

25 Years of Trusted Advisory

Saraswat Capital Service Pvt Ltd has been guiding businesses and high-net-worth individuals in Pune and across India — with integrity, transparency, and a commitment to lasting wealth creation.

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Empowering Wealth & Capital

At Saraswat Capital Service Pvt Ltd, we partner with you to protect, manage, and scale your capital assets — built to grow predictably and securely in a dynamic market.

Explore our Advisory Legacy

Core Advisory Services

Wealth Management Corporate Debt & Finance Investment Banking & Advisory Mutual Funds & Equities

Credit & Loan Solutions

Home Loan Business Loan Personal Loan Loan Against Property (LAP) Gold Loan
Doctor Loan CC OD Loan Project Loan College Funding Loan Agriculture Loan
Empowering Agricultural Business

Grow Your Agricultural Operations Securely

Access crop loans, high-tech tractor finance, and dairy allied-business expansion limits up to ₹2 Crores. Competitive interest rates starting from 8.00% p.a.

Apply for Loan Check Eligibility
Lush green organic crop fields and modern farming tractor representing agricultural loans

Kisan Support

Interest Subventions

Maximum Funding

₹2 Crores

Maximum Tenure

10 Years

Interest Rate

From 8.00% p.a.

Repayment Options

Seasonal / Half-Yr

Features

Structured Farm Credit

Comprehensive financial limits structured to promote crop cultivation, buy farm equipment, and scale allied agro-businesses.

Agri Machinery Finance

Easy term loans for buying tractors, power tillers, harvest equipment, solar pump sets, and micro-irrigation systems.

Allied Agri Businesses

Extend your business footprint into commercial dairy farming, poultry setups, fisheries, cold storages, and sorting units.

Kisan Credit Card (KCC)

Access working capital credit limits for cultivation costs, seed purchases, fertilizers, and household consumption during seasonal cycles.

Qualifications

Eligibility Criteria

Standard criteria for farmers and agri-allied entrepreneurs.

Land Owner / Cultivator Individual/Joint owner cultivators, tenant farmers, sharecroppers, or Self Help Groups (SHG).
Location Guidelines Must own or lease cultivable land in operational banking zones in Maharashtra and neighboring states.
Credit History No default history with local cooperative societies or commercial banks. Clean credit record.

Required Documents

Please compile the following land and operational records for evaluation:

Land Records

  • 7/12 Extract (Utara) copy
  • 8-A Land holding record
  • Government land search report

KYC & Banking

  • PAN Card & Aadhaar Card
  • 6 Months Bank statements
  • No-Due certificates from local banks

Note: Government interest subvention schemes and KCC loan benefits are applicable subject to government directives.

Apply for Agriculture Loan

Provide basic land holding and farming details to get in touch with our agricultural credit advisors.

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