Asset-Backed Credit

Unlock the Hidden Value of Your Property

Acquire high-value credit lines for business growth or personal goals. Long-term loans starting from 9.00% p.a. by collateralizing commercial or residential real estate assets.

Leverage Property Check Requirements

Funding Threshold

Up to ₹15 Crores

Maximum Tenure

15 Years

LTV Funding Ratio

Up to 70%

Processing Fee

0.5% - 1%

Property Types

Resi/Comm/Plot

Maximize Assets

Structured Loan Against Property

Acquire high-quantum funding limits with competitive interest rates compared to unsecured corporate lines.

High Loan Quantum

Secure funding limits up to ₹15 Crores depending on the market appraisal of your residential, commercial, or industrial land.

Lower Interest Rates

As an asset-backed loan, enjoy significantly lower interest rates than unsecured personal or business loans.

Extended Repayment

Tenure parameters extending up to 15 years to keep your monthly cashflows comfortable and stress-free.

Asset Standards

LAP Eligibility

Flexible parameters evaluating both promoter profile and property marketability.

Property Ownership Clear, marketable property title. Must be registered in the name of the primary applicant or co-applicant.

Income Stability Salaried employees, Doctors, CAs, and business entities with stable income statements for the last 3 years.

Property Types Accepted Self-occupied residential houses, commercial office space, rented properties, and industrial land.

Required Documents

Keep these files ready to support property valuation and legal clearances:

Property Title Docs

Registered Sale Deed
Prior chain deeds
Approved layout plan
Latest land tax receipt

Promoter KYC

PAN Card
Aadhaar Card
Office / Address proof

Financial Statements

3 Years Audited Statements
3 Years ITR filings
Provisional financials

Bank Statements

12 Months active accounts
Existing loan details
GST records

Request Property Loan Assessment

Please submit your primary details. An asset valuation expert will contact you within 2 working hours.

Property Owner Name *

Mobile Number *

Email Address *

Property Category *

Required Loan Amount *

Estimated Property Value *

Property Location & Legal Details (Optional)

I consent to Saraswat Capital Service Pvt Ltd contacting me regarding my LAP valuation assessment.