Home Loan Solutions

Step into Your Dream Home with Ease

Flexible interest rates starting at 8.40% p.a., hassle-free processing, and high LTV financing tailored to Pune's leading residential markets.

Get Loan Offer Check Eligibility

Rates Starting at

8.40% p.a.

Maximum Tenure

30 Years

LTV Funding

Up to 90%

Processing Fee

From 0.50%

Prepayment Fee

Nil (Floating)

Why Choose Saraswat

Structured Home Loan Features

We syndicate direct home loan links with public sector banks and top NBFCs to guarantee the absolute lowest cost of credit.

Pre-Approved Loan Offers

Secure your funding limit before property finalization to negotiate as a cash-ready buyer in the real estate market.

Balance Transfer Facility

Transfer your high-interest existing mortgage to us and slash your monthly EMI outflow instantly with lower interest rates.

Flexible Repayments

Step-up or step-down repayment structures mapped directly to your future career promotions or sales timelines.

Qualifications

Eligibility Criteria

Our criteria are relaxed to accommodate multi-generational families and self-employed professionals alike.

Age Range 21 to 65 years at the time of loan maturity.

Profession Salaried employees (MNC, Gov, Private Ltd) & Self-Employed professionals (Doctors, CAs, business owners).

Minimum CIBIL Score 700+ preferred for fast sanctions and lowest rate options.

Required Documents

Keep these scanned papers ready for quick, professional file processing:

KYC & Identity

Aadhaar Card
PAN Card
Passport size photos

Income (Salaried)

3 Months Salary Slips
6 Months Bank Statement
Form 16 / ITR

Income (Business)

2 Years ITR with audit reports
12 Months Current Statement
GST returns

Property Papers

Sale agreement copy
Title deeds history
NOC from builder

Smooth Flow

Our 4-Step Professional Process

Apply Online

Fill out the quick contact form below with primary loan requirements.

Document Upload

Our dedicated executive collects files digitally or from your doorstep.

Verification & Valuation

Instant title verification and professional property appraisal.

Disbursal

Quick loan sanction agreement signing and direct builder payment.

Apply for Home Loan Consultation

Please submit your primary details. A mortgage specialist will reach out within 2 working hours.

Full Name *

Mobile Number *

Email Address *

Required Loan Amount *

Employment Profile *

Property City *

Specific Requirements (Optional)

I consent to Saraswat Capital Service Pvt Ltd contacting me regarding my Home Loan application details.