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SARASWAT Capital Service Pvt Ltd
Customized For Clinicians

Empower Your Medical Practice With Custom Capital

Unsecured, flexible funding up to ₹50 Lakhs built exclusively for doctors, dentists, and healthcare entrepreneurs. Rates starting from 10.25% p.a.

Professional medical doctor smiling in clinical setting representing doctor loan solutions

Practice Finance

Zero Collateral

Maximum Limit

₹50 Lakhs

Maximum Tenure

7 Years

Processing Fee

From 1.00%

Verification

MCI Registered

Features

Structured Medical Finance

Specialized business and personal liquidity lines created specifically for doctors and medical practitioners.

Clinic & Equipment Setup

Fund clinic renovations, buy top-tier diagnostics equipment, or establish dental/surgical chairs with long-term security.

Collateral-Free Credit

No pledging of medical clinics, assets, or guarantees. Access premium funding options purely on professional credentials.

Flexible Tenure Options

Choose customized repayment structures from 12 to 84 months that coordinate with your clinic cash flows and professional fees.

Qualifications

Eligibility Criteria

Basic requirements for registered doctors to qualify for practice funding.

Qualification Required MBBS, MD, MS, MDS, BDS, BHMS, or BAMS degree from a recognized university.
Medical Council Registration Must have a valid registration certificate with Medical Council of India (MCI) or State Medical Council.
Minimum Experience At least 3 years of post-qualification clinical experience or practice stability.

Required Documents

Please keep the following documents ready to verify your clinician credentials:

KYC & Credentials

  • PAN Card & Aadhaar Card
  • Medical Registration Certificate
  • Degree Qualification Certificates

Financial Records

  • 6 Months Bank statements
  • ITR & Balance sheet (2 Years)
  • Clinic address proof & lease

Note: Higher loan limits up to ₹1 Crore are available for medical corporate entities and diagnostic labs with structured audit credentials.

Apply for Doctor Loan

Submit your professional details to obtain a preliminary assessment and immediate consultation call.

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