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SARASWAT Capital Service Pvt Ltd
Enterprise Funding

Power Your Business Growth & Ambition

Empower your enterprise with structured business credit. Collateral-free funding options starting at 10.50% p.a. tailored to fuel working capital & machinery needs.

Corporate partners handshake representing business financing

Unsecured MSME Limit

Up to ₹75 Lakhs

Maximum Tenure

7 Years

Collateral Needed

Nil (Up to ₹75L)

Processing Fee

1% - 2%

Credit Assessment

Digital / 48 hrs

Scaling Enterprises

Structured Corporate & SME Debt

We structure venture debt, working capital lines, and term loans to match your enterprise balance sheets perfectly.

Collateral-Free Credit

No asset backing required for unsecured limits up to ₹75 Lakhs. Keep your company assets free and clear.

Machinery & CAPEX Finance

Purchase plant equipment, hardware, or office setups with flexible financing scaled over extended payback terms.

OD & Working Capital Lines

Overdraft lines synchronized with your business cash flow cycles. Pay interest only on the actual amount utilized.

Corporate Standards

Business Eligibility

Tailored parameters designed to evaluate core business cashflows rather than just asset valuation.

Business Vintage Minimum 3 years of active operations under the same business registration.
Minimum Turnover Annual revenue of ₹25 Lakhs or more with consistent GST returns history.
Entity Profiles Sole Proprietorships, Partnership Firms, LLPs, and Private Limited Companies.

Required Documents

To facilitate fast-tracked professional file appraisals, please keep these ready:

Promoter KYC

  • PAN Card
  • Aadhaar Card
  • Ownership Proof (Office/Home)

Entity Proofs

  • GST registration certificate
  • Shop Act license / Udyam
  • MOA/Partnership Deed

Financial Statements

  • 2 Years Audited financials
  • Income tax returns history
  • Provisional balance sheet

Banking Statements

  • 12 Months current statements
  • Sanction letters of active debts
  • GST returns history (GSTR 3B/1)

Request Business Credit Review

Please submit your primary details. A business credit advisor will reach out within 2 working hours.

Application Submitted!

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