Instant Secured Credit

Instant Cash Against Gold Ornaments

Unlock the monetary power of your gold within 30 minutes. Secured vault storage with lowest interest rates starting at 7.90% p.a.

Apply for Gold Loan Our Safety Standards

Fast Disbursal Time

Under 30 Minutes

Maximum Limit

₹50 Lakhs

Purity Accepted

18K to 24K

Maximum LTV

Up to 75%

Foreclosure Charges

Zero

Safe Liquidity

Structured Gold Loan Features

Instant liquid funds backed by safe, insured locker custodianship for your ornament assets.

Insured Vault Storage

Your gold ornaments are stored in multi-layered security bank vaults with 100% insurance backing at zero cost to you.

No Income Proof Needed

Qualify with zero income tax returns, audited balance sheets, or salary credit histories. Your gold is your credit rating.

Bullet Repayment Scheme

Complete flexibility. Pay interest monthly, or repay the entire principal + interest together at the end of the tenure.

Gold Standards

Eligibility Criteria

Extremely simplified criteria to aid Pune's agricultural, business, and retail residents.

Age Limitations Open to all Indian residents aged between 18 and 70 years.

Gold Purity Requirement Jewelry and ornaments with purity ratings between 18 Karats and 24 Karats. (Gold bars/bullion not accepted under retail norms).

LTV Ratio Borrow up to 75% of the calculated net market value of gold weight (excluding stones/gems).

Required Documents

Unlike corporate debts, personal files require only primary identity proofs:

Aadhaar Card or Voter ID for address proof.

PAN Card for identity registry compliance.

2 Passport Size Photos.

Request Gold Valuation & Loan

Please submit your primary details. A valuation coordinator will contact you to schedule direct doorstep or bank-branch appraisal.

Full Name *

Mobile Number *

Email Address *

Estimated Gold Weight (Grams) *

Requested Loan Amount *

Current Location City *

Additional details (Optional)

I consent to Saraswat Capital Service Pvt Ltd contacting me to arrange gold valuation and loan scheduling.